Mobicred

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What is mobicred?

Mobicred is a simple & convenient credit facility that allows you to safely shop online with our participating retailers. Your Mobicred account allows you to make one single monthly payment for all your purchases with a revolving credit limit - allowing you to spend whatever you re-pay.

How to apply:

You can apply directly via the mobicred website or by clicking on a mobicred banner featured on one of nearly 4 000 online stores accepting mobicred at checkout.

Requirements for opening mobicred account:

To open an account, you’ll need to meet the following criteria: - Have a valid South African ID number. - Have an existing valid bank account, a valid email address and a RICA’d mobile number. - Be at least 18 years of age. - Earn a minimum monthly salary of R5,500. - You may need to submit 3 months most recent bank statements or payslips.

How to buy with mobicred:

You can purchase at any participating online store that offers Mobicred as a payment option. Simply select Mobicred within the checkout process. Sign in with your Mobicred details & receive a unique OTP to your phone. Enter the OTP to complete the payment

PDF info sheet:

YouTube How To video

Frequently asked questions